100% Offset Accounts
  • This is a separate transaction account which is attached to your mortgage.
  • The balance in the offset account is deducted from the loan balance before interest is calculated each day therefore saving interest. This effectively means that your savings are earning interest at the same interest rate as the home loan.
  • The offset account is quite like a normal savings account (i.e. usually offers ATM access and a cheque book).
  • Available on most banks standard variable and introductory rate mortgages.
How much can you borrow?
It is the first question we face before applying for loan. This calculator
tool will give you a fair indication of
your borrowing capacity so you can
plan your course of action regarding your finances.
Click here to access the How
much can I borrow
Servicing a loan is by far the most critical part of your relationship
with the lender. Find out what
your approximate monthly or fortnightly payments by using tis calculator tool.
Click here to access the Repayment Amount calculator.
How much will be the stamp duty?
The Stamp Duty charge is a significant one and you must factor
it in while planning to apply for a loan. Find out what your Stamp
Duty obligations by using this calculator tool.
Click here to access the
Stamp Duty
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